The relationship between banks' credit quality, credit growth and social capital: evidence from Turkish banking sector
Erişim
info:eu-repo/semantics/closedAccessTarih
2022Erişim
info:eu-repo/semantics/closedAccessÜst veri
Tüm öğe kaydını gösterKünye
The relationship between banks’ credit quality, credit growth and social capital: evidence from Turkish banking sector Abdulmuttalip PilatinORCID Icon &Hasan AyaydinORCID Icon Pages 133-170 | Received 09 Oct 2021, Accepted 11 Mar 2022, Published online: 11 May 2022 https://doi.org/10.1080/17938120.2022.2074673Özet
The aim of this study is to empirically examine the relationship between credit growth, credit quality and social capital of all commercial banks operating in Turkey for a period of twelve years between 2007 and 2018 on the basis of 81 provinces.
In order to measure social capital on a provincial basis, the independent variable SC1 was obtained by applying principal component analysis to the variables consisting of 2 network and 2 norm variables. In addition, province-based organ donation rate was used as an alternative social capital variable. Changes in Total Loans (Delta TL), Changes in Real Estate Loans (Delta REL), Changes in Commercial and Industrial Loans (Delta CIL), Changes in Construction Loans (Delta CL), Changes in Non-Performing Loans (Delta NPL), Ratio of Non-Performing Loans to Total Loans (NPL/TL) and Ratio of Non-Performing Loans to Total Assets (NPL/TA) were determined as the dependent variable. The relationship between the level of social capital (SC1) and seven dependent variables on a provincial basis in Turkey was analyzed and measured using panel data techniques. The results of the analysis show that the relationship between the social capital level of the provinces, credit growth and non-performing loans are negative and significant. The results of the study show that the level of social capital is important and decisive in terms of credit growth and credit risk of banks.
Cilt
14Sayı
1Bağlantı
https://www.tandfonline.com/doi/full/10.1080/17938120.2022.2074673https://hdl.handle.net/20.500.12440/5781
Koleksiyonlar
İlgili Öğeler
Başlık, yazar, küratör ve konuya göre gösterilen ilgili öğeler.
-
The Relationship between Foreign Banking and Credit Access: Panel Analysis Method
Baltacı, Nuri; Akbulut, Gizem; Civelek, Gürsan (Journal of Economics and Political Economy, 2014-09)After 1990, the crises in planned economies has resulted with accept of the free market system and disintegration of this country blocks. The transition economies are defined as process of approaching work to the free ... -
Testing for Causality between the Foreign Direct Investment, Current Account Deficit, GDP and Total Credit: Evidence from G7
Akbas, Yusuf Ekrem; Senturk, Mehmet; Sancar, Canan (Savez Ekonomista Vojvodine, 2013)In this study, countries were analyzed between 1990 and 2011 in order to determine whether a causal relationship exists among current account deficit, GDP, foreign direct investment, and total credits of G7. Analysis took ... -
The Relationship between Foreign Banking and Credit Access: Panel Analysis Method
Baltacı, Nuri; Akbulut, Gizem; Civelek, Gürsan (2014-09)After 1990, the crises in planned economies has resulted with accept of the free market system and disintegration of this country blocks. The transition economies are defined as process of approaching work to the free ...